Credit Assessment

Automated trade credit decision workflow

Assess and approve trade credit applications, efficiently. Say yes to profitable sales while remaining confident of payment.

Diverse, multi-bureau credit data

Assess potential customers for creditworthiness

Our trade credit assessment and decision workflow is customisable to your unique risk profile and credit data requirements. Multi-bureau data ensures you get the full risk picture for an informed decision.

The Old Way

Before Credit Intell

Manual assessment processes slow you down
You need multiple sources to complete credit checks
You spend too much time getting the information you need (or worse, don’t have the information you need)
You rely on gut feelings to make credit decisions
The New Way

After Credit Intell

Automation ensures a fast, comprehensive decision
You have the credit checks you need in one location
You receive alerts when an application is ready for you
Automated credit decisions are informed by your risk profile

You can also use Credit Intell as a standalone credit decision tool

Do you already have your own paper or digital new customer onboarding process, but want to make the process of assessing their creditworthiness easier? Simply enter a company number to get a decision:

  • Validate the entity

  • Receive an instant insolvency risk score and adverse alerts
    (at time of creation)

  • Generate additional credit reports as needed

  • Make a decision to approve, refer, recommend or decline

Client testimonials

Our clients say we go above and beyond – hear what they have to say.

"The team have been so helpful, going above and beyond to get us up and running.”

Carla Eldridge

National Credit Manager, Paramount Liquor Group

"Their product gives us an organised paperless process which brings together everything we need in one place. It has helped us speed up the time taken to approve applications pleasing customers, our sales team and our finance team."

Jane Turner

Accounts Receivable, ABC Building Products

“Access Intell can have their online credit application platform integrated and up and running within 24 hours. This is a real feather in their cap.”

Natalie Webber

National Credit Manager, Volvo

FAQs

Have a question we haven't answered here? Contact our team for a prompt response.

Contact Us
How do I decide whether to extend credit to my customer?

Deciding whether to extend credit to customers is very much an individual business decision. Criteria can include the industry, tenure, competitors, exposure risk amount and the benefit to the business. The Credit Intell automated decisioning workflows can be customised to your business’s risk profile.

How much credit should I give a new customer?

Setting customer credit limits depends on factors such as your industry, length of trading relationship and size of customer. Experienced businesses tend to begin with cash only accounts and only extend or increase credit limits once they are comfortable with the customer’s performance.

Can I automatically approve applicants?

The Credit Intell software can be configured to approve or reject applications automatically provided certain criteria is satisfied. Ideal for high volume or low exposure processing.

What does the Credit Intell software consider when assessing an applicant?

Our software aggregates data via numerous complex third-party integrations and categorises your customers into our proprietary risk buckets to determine the probability of non-payment (payment risk score) and the likelihood of failure (insolvency risk score). We consider the industry, the length of time a business has been trading, where they are located to begin with. Our scores then go much further and assess payment patterns, court actions, defaults, debt collection agency activity, director standing and sentiment alongside trusted credit bureau scores and other important indicators. We also provide you with the detail on where the information came from to give assurance of its credibility.

Capabilities

Full Features List

Credit Assessment Features
Efficiently process applications and enable sales success with automated approval workflows, customised to your risk profile.
Speed up your onboarding process by assessing applications fast with alerts upon submission.
Make wise decisions fast with instant customer risk profiles.
Have full visibility of applications via our centralised storage of completed documents.
Get extra data when you need it with integrated credit reports available for purchase.

Ready to get started?

Book a tailored demo with our team to learn how Credit Intell can help your business onboard new customers, faster.